Unfortunately, in late January of 2020, George suffered a heart attack and was rushed to the hospital. The paperwork for his Medicaid coverage was filed in February.
In Florida, Medicaid eligibility cannot begin for people who are disabled until the month that the application is submitted. Prior to 2018, this was not the case because Florida, like most states, had a critical protection called Retroactive Medicaid Eligibility (RME) which allowed for coverage of medical bills incurred before the month of application. This is a critical protection because the medical bills for someone like George, who suffers a serious life threatening emergency, begin RIGHT AWAY, while their Medicaid application might be filed later.